Please do not go broke for Christmas. Christmas is one day out of 365, and you still have to live on December 26th.Granted tax season is on deck. But that should be a COME UP…. not a reup to catch up.  So don’t get caught up on how many or how few presents you have underneath the tree. I have found that the absolute BEST present you can give someone you love is YOU! Your time… your love... your praise… your acknowledgment.... your approval, and ultimately, your LOVE. 

Do what you can financially this Christmas, but let the biggest gift you give be you!